products

When you choose Wilks Insurance Agency, you’re choosing an independent agent who’s not limited to a single insurance company. We work with a carefully-chosen group of the market’s finest companies, chosen for stability, service, superior products and competitive prices.

personal

Personal Services
Homeowners · Condominium Owners · Personal Auto · Vacation and Second Homes · Yacht & Boat · Valuable Articles · Tenant · Farm Owners · Dwelling Fire · Jet Ski/Waverunner · Motorcycle/RV

commerical

Commercial Products
General Liability · Commercial Auto · Umbrella & Excess Liability · Directors & Officers · Worker’s Compensation · Aviation · Property (Building & Business Personal Property, Business Income, Flood/DIC) · Inland Marine (Construction Equipment, Miscellaneous Equipment, Builders Risk, Property in Transit, Computer Equipment) · Crime (Employee Dishonesty, Forgery, Money & Securities, Welfare & Pension Plan)

professional

Professional Insurance
Dental Malpractice · Medical Malpractice ·  Lawyers Professional ·  Optician/Optometrists · Veterinarians · Funeral Services · Druggists · Nurses/Teachers Professional · Religious Institutions · Beauty/Barber · Miscellaneous Professional

financial

Financial Services
Life Insurance · Health Insurance · Long-Term Care · Group Health

bonds

Bonds
Performance & Payment · License · Miscellaneous Safety

property

Property Services
· Review existing ISO insurance company rates for accuracy and potential reduction
· Develop accurate tentative rate on: buildings for purchase or lease planned construction

inspection

Inspection Services
Home Replacement Valuation · Building Replacement Valuation · Review Building code problems and offer suggestions to minimize exposures · Evaluate prospective sites · Report on various construction and protection alternatives that affect insurance rates

loss

Loss Control/Safety Services
Minimize asset loss potential · Program design/implementations – automobile fleet · Audit existing safety programs – practices/procedures manual, site surveys, claims analysis, monitor results/effectiveness · Quality Control/Product Liability · Job Safety Analysis · Ergonomic Studies · Machine Guarding · Employment Practices Review & Recommendations